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Quick Reference (IRS Pub 946):
Computers/Autos: 5 yrs
Furniture: 7 yrs
Land Imp: 15 yrs
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About

Straight-line depreciation is the default method for allocating the cost of a tangible asset over its useful life. It assumes the asset consumes its economic utility evenly over time. This tool calculates the annual expense and produces a schedule showing the declining Book Value. Accurate depreciation inputs are vital for balance sheets and tax strategies. The calculator includes a lookup feature for standard "Useful Life" estimates derived from IRS Publication 946 and US GAAP conventions, assisting users who are unsure whether a computer should be depreciated over 3 or 5 years.

depreciation calculator accounting book value asset management tax tools

Formulas

The calculation distributes the depreciable base evenly across the lifespan N.

Annual Expense:

E = CSN

Where C is the Cost Basis, S is the Salvage Value (estimated resale value at end of life), and N is the Useful Life in years. The Book Value at year t is C − (E × t).

Reference Data

Asset CategoryGDS Life (Years)ADS Life (Years)Examples
Information Systems55Computers, Servers, Peripherals
Office Furniture710Desks, Chairs, Files, Safes
Automobiles55Taxis, Cars, Light Trucks
Land Improvements1520Fences, Sidewalks, Drainage
Residential Rental27.540Apartment Buildings, Rental Homes
Non-Residential Real Estate3940Offices, Warehouses, Factories
Tools & Machinery710Manufacturing Equipment (General)
Software (Off-the-shelf)33Standard Business Software

Frequently Asked Questions

Salvage value is the estimated resale price of the asset at the end of its useful life. If you expect the asset to be worthless or scrapped, the salvage value is 0.
Under US tax rules (MACRS), computers and peripheral equipment are typically 5-year property. However, software is often amortized over 36 months (3 years).
No. The book value of an asset can never be depreciated below its salvage value. The depreciation stops once that floor is reached.