User Rating 0.0
Total Usage 1 times
Is this tool helpful?

Your feedback helps us improve.

About

Serious investors and professional bettors understand that identifying an edge is only half the battle. The other half is money management. The Kelly Criterion is a mathematical formula used to determine the optimal size of a series of bets. It balances the probability of winning against the payout odds to maximize the logarithm of wealth. Betting too little leaves money on the table while betting too much guarantees eventual bankruptcy due to variance.

This tool calculates the exact percentage of your capital to deploy on a specific opportunity. It includes options for "Fractional Kelly" which allows for a more conservative approach. This reduces volatility while still growing the bankroll at a mathematically proven rate.

betting math risk management probability investing bankroll

Formulas

The optimal fraction f* of the bankroll to wager is given by the formula:

f* = bp qb

Where b is the net odds received on the wager (Odds - 1), p is the probability of winning, and q is the probability of losing (1p).

Reference Data

Win ProbabilityDecimal OddsEdge (%)Kelly Stake (%)Half Kelly (%)
55%2.0010%10.0%5.0%
60%1.9014%15.5%7.7%
50%2.105%4.5%2.2%
33%3.5015.5%6.2%3.1%
10%15.0050%3.6%1.8%
90%1.05-5.5%0.0%0.0%
50%2.000%0.0%0.0%
75%1.5012.5%25.0%12.5%

Frequently Asked Questions

Full Kelly maximizes growth but comes with significant volatility. It is not uncommon for a Full Kelly bettor to see their bankroll drop by 50%. Fractional Kelly (e.g., Half-Kelly) means betting only a fraction (50%) of the suggested amount. This drastically reduces variance while still capturing 75% of the maximum growth rate.
Yes. In finance "b" represents the ratio of expected profit to expected loss. However stock returns are not binary events like coin flips. Continuous approximations of Kelly are often used in portfolio management for asset allocation.
A negative Kelly criterion indicates that the bet has a negative expected value. Mathematically you should not take the bet at all. The optimal strategy in a negative expectation game is to bet zero.
Probability alone does not dictate a good bet. A 90% chance of winning is a terrible bet if the payout is only 1% (Odds 1.01). The Kelly Criterion forces you to consider the payout relative to the risk ensuring you only bet when the reward justifies the variance.