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About

Effective training requires manipulating intensity to target specific physiological adaptations. Low-intensity exercise predominantly utilizes fat as fuel, while higher intensities shift the body's reliance toward glycogen (carbohydrates). Training in the "Fat Burn" zone maximizes lipid oxidation, making it efficient for weight management, whereas the "Cardio" zone improves aerobic capacity and heart health.

Generic charts often use outdated math. This tool provides granular control by implementing multiple algorithms. The Karvonen method, which accounts for Resting Heart Rate (RHR), offers the highest accuracy for individuals with varying fitness levels, ensuring the calculated zones reflect true metabolic effort.

heart rate zones fat burn calculator cardio zones karvonen formula fitness tracker

Formulas

1. Maximum Heart Rate (MHR):

Standard (Fox):

MHR = 220 Age

Tanaka (More accurate for >40y):

MHR = 208 (0.7 × Age)

2. Target Heart Rate (Karvonen):

This method uses Heart Rate Reserve (HRR).

Target = ((MHR RHR) × %Intensity) + RHR

Reference Data

ZoneIntensity (% MHR)Physiological EffectFeel
Zone 150% 60%Warm Up / RecoveryVery easy conversation.
Zone 2 (Fat Burn)60% 70%Maximal Fat OxidationBreathing heavier, but comfortable.
Zone 3 (Aerobic)70% 80%Cardiovascular EnduranceModerate sweating, short sentences.
Zone 4 (Threshold)80% 90%Lactate ToleranceUncomfortable, labored breathing.
Zone 5 (VO2 Max)90% 100%Peak PerformanceMaximum effort, sustainable for seconds.

Frequently Asked Questions

Use "Fox" for a quick estimate. Use "Tanaka" if you are over 40. Use "Karvonen" if you know your Resting Heart Rate, as it is the most personalized and accurate method.
In Zone 2, the body has enough oxygen to oxidize fat efficiently. At higher intensities (Zone 3+), the demand for energy exceeds the rate of fat oxidation, forcing the body to burn glycogen (sugar) instead.
Immediately after waking up in the morning, before getting out of bed or consuming caffeine. Take the average over 3 days for accuracy.