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Select Exemptions

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About

Property owners often confuse "Market Value" with "Assessed Value." The tax bill is generated from the latter, which is often a percentage of the true market price, further reduced by statutory exemptions. Failure to apply eligible exemptions such as Homestead, Senior Citizen, or Veteran status can result in overpaying taxes by thousands of dollars annually.

This calculator is designed for the final stage of the tax estimation process. It takes the official Notice of Assessment value and subtracts specific dollar-amount deductions before applying the tax rate. This precise "Net Taxable Value" logic ensures that users account for the legislative relief they are entitled to, providing a true bottom-line figure for their annual obligation.

assessed value homestead exemption property tax bill tax deductions real estate tax

Formulas

The calculation sequence accounts for deductions before the rate application:

NetTaxableValue = AssessedValue ni=1 Exemptioni
FinalTax = NetTaxableValue × TaxRate100

Note: Exemptions cannot typically reduce the taxable value below zero.

Reference Data

Exemption TypeTypical Deduction AmountEligibility Criteria
Homestead Exemption$25,000 - 50,000Primary residence only.
Senior Citizen$20,000 - 100% ReliefAge 65+, often income-capped.
Veteran / Disability$5,000 - Full ExemptionService-connected disability %.
STAR (School Tax Relief)$30,000 (off value)Primary residence (Example: NY).
Ag / GreenbeltReduced AssessmentActive farming or conservation use.

Frequently Asked Questions

A Homestead Exemption is a legal provision that reduces the assessed value of your primary residence for tax purposes. It protects a certain dollar amount of your home's value from taxation, intended to shield homeowners from sharp increases in property taxes.
Generally, yes. For example, a homeowner might qualify for both a Standard Homestead Exemption and a Senior Citizen Exemption. However, some jurisdictions cap the total amount of relief or have mutually exclusive categories.
Your local tax assessor sends an annual Notice of Assessment. This document lists the value assigned to your property for tax purposes, which is often lower than the price you could sell the house for (Market Value).
No. You must input the Tax Rate (percentage) or Millage Rate derived from your local tax bill. This tool focuses on calculating the impact of exemptions on that base rate.